Comprehensive travel insurance from BigBlueCover

You probably want to spend more time planning what you’ll get up to on holiday, and slightly less time comparing travel insurance quotes! That’s why at BigBlueCover we offer wide ranging travel insurance that ticks all your boxes and packs a mighty punch. We offer a variety of cover for things like emergency medical expenses, cancellations cover, baggage and, of course, cover in case COVID-19 affects your travel plans. When you buy a BigBlueCover travel policy, you can relax knowing your travel insurance is sorted. Choose from Single Trip or Annual Multi-trip policies so you can be covered for wherever your next Big adventure takes you.

What does our Travel Insurance cover?

We offer three levels of travel insurance covering the UK, Europe and Worldwide. All of them cover up to £10 million emergency medical expenses. This includes repatriation cover to help get you home if medically necessary. Take a look at some of the main benefits below: Economy – offers up to £2,000 cancellation and £1,000 baggage cover. Standard – offers up to £3,000 cancellation and £1,500 baggage cover. Premier – offers up to £5,000 cancellation and £2,500 baggage cover. You also have the option to add cover for Cruises and Winter Sports Cover . Plus, with our optional Excess waiver you can remove your excess on any level of cover – that’s the amount you pay when you make a claim.

Travel insurance for pre-existing medical conditions

If you have a pre-existing medical condition, make sure you have it covered by your travel insurance policy. Travel insurance doesn’t automatically cover pre-existing conditions, or any claims which could be directly or indirectly related to them. With BigBlueCover you can declare your medical conditions online when you get a quote. You can go through quick and secure medical screening online to see if cover for your conditions can be added to your policy. If we are unable to cover you, we will provide you with a list of insurers that may be able to offer you cover.

A breakdown of what travel insurance covers

When you get a quote you’ll see a long list of policy benefits – but what does each of them really mean? Take a look at our guide to some of the key benefits below and check the full terms and conditions in our policy wording here.

Emergency medical expenses

As its name suggests, this covers your hospital bills. But it will also cover you for repatriation back to the UK if medically necessary. It also covers little things that can cause a pain on holiday – like emergency dental treatment. You’ll also see Hospital Benefit on your policy – this is incidental costs if you’re an inpatient abroad which would otherwise be free in the UK. For example, some countries may charge for hospital food or transfers.

Personal Belongings and Money

This covers your luggage and the belongings you’re taking with you against loss, theft or damage. It also covers you to buy emergency items if your bags go missing while they’re with your airline.

Cancellation cover

If you can’t go on your trip because you or someone you’re travelling with falls ill, or for another unforeseen reason – such as redundancy or an emergency at home, for example a burglary or flood.

Travel Delay 

We’ll give you access to a VIP airport lounge if you’re scheduled flight is delayed for more than two hours. The delay must be announced in one go, rather than a series of shorter delays. Lounge access is subject to availability at the time or at your airport. Alternatively, if you can’t take advantage of airport lounge access, we’ll reimburse you for each full 12 hour period you are delayed up to the benefit level stated on your policy, and if you’re still delayed after 24 hours, you can claim for holiday cancellation costs with our Abandonment cover.

Missed departure

If you miss your international departure point on your outbound journey from the UK because your car breaks down or there’s a delay in public transport, missed departure cover reimburses you for the cost of reaching your trip destination (e.g. additional flight costs).

Loss of Important Documents

If your passport is lost or stolen while you’re travelling, you’ll need to obtain emergency travel document from the local British embassy or consulate which is often in another town or city. Our passport benefit will cover the cost of travelling to collect your document (although not the cost of the document itself). We’ll also cover a similar travel costs to obtain replacement green cards and driving licences. BigBlueCover also covers you for personal liability, legal costs, lost cash and a range of other benefits if you select optional cover or Winter Sports or Cruise Cover.

When to buy BigBlueCover travel insurance

Buy your BigBlueCover travel insurance as soon as you’ve booked your next trip away. So, if you have to cancel unexpectedly for unforeseen circumstances you will know you are covered. Our Single Trip policies will cover you for cancellation from the moment that you purchase your policy, whereas our Annual Multi-trip policies will only offer this from the start date of your policy. Here’s when to start your policy:

• Single Trip insurance Enter your trip dates and if you have already paid anything towards your holiday, your policy will automatically cover you for cancellation from the point you purchase the insurance.
• Annual Multi-trip insurance Cancellation cover begins from the date you enter as your policy start date. So if you’ve paid towards any upcoming trips, start your policy right away (and don’t worry – you are covered by a 14 day cooling off period – so if you change your mind you can cancel your policy and receive a full refund in that time, provided you haven’t travelled or made a claim).

It takes just a few minutes to get a quote and buy your policy online. Save on our great value travel insurance and buy your BigBlueCover policy today. You can check that the policy we offer suits your requirements by checking our Policy Wording and reading the terms.